2026 Terms of Service 

Keystone CPA, Inc. Terms and Conditions Addendum

Overview

This addendum describes our standard terms and conditions (“Terms and Conditions Addendum”) related to Keystone CPA, Inc’s provision of services to you. This addendum, and any accompanying engagement letter (if applicable), comprise your agreement with Keystone CPA, Inc.  (“Agreement”). If there is any inconsistency between an engagement letter and this Terms and Conditions Addendum, the engagement letter will prevail.

For the purposes of this Terms and Conditions Addendum, any reference to “firm,” “we,” “us,” or “our” is a reference to Keystone CPA, Inc, and any reference to “you,” or “your” is a reference to the party or parties, i.e. the client, that has engaged us to provide services.

Billing and Payment Terms

Unless payment terms are otherwise set forth in writing, the following billing and payment terms apply:

For tax return engagements, we require payment of 50% of the fees at the beginning of the engagement, and the remaining 50% upon notification that the preparation of the returns has been completed, and before the tax returns are delivered to you or filed. 

For non-tax engagements, we will bill you for our professional fees and out-of-pocket costs. Payment is due in accordance with the terms of the Engagement Letter.

In addition, you agree to promptly pay our firm’s then-current hourly fees for all time spent by our firm’s professionals, and for costs incurred, in connection with this engagement including, but not limited to, responding to subpoenas, attending depositions and providing testimony at trial. To the extent an advance payment is requested for such services, you agree to pay such advance payment within ten (10) days from such written request.

All outstanding invoices must be paid prior to the release of any work-product(s) and/or deliverables specified in the Agreement.

For any payment not received by its due date, we can assess interest charges of 1.5% per month on the unpaid balance. You have thirty (30) days from the invoice date to review the invoice and to communicate to us, in writing, any disagreement with the charges, after which time you waive the right to contest the invoice.

We reserve the right to suspend or terminate our work for non-payment of fees. In the event that work is discontinued, either temporarily or permanently, as a result of delinquent or non-payment, we shall not be liable for any loss you may incur as a result of the work stoppage, including penalties and interest. In such cases, you assume all risk associated with your failure to meet any governmental or other deadlines.

Termination and Withdrawal

Either party may terminate this Agreement at any time and we reserve the right to withdraw from the engagement without completing services for any reason, including, but not limited to, non-payment of fees, your failure to comply with the terms of this Agreement, or as we determine professional standards require. If our work is suspended or terminated, you agree that we will not be responsible for your failure to meet governmental and other deadlines, or for any liability, including but not limited to, penalties or interest that may be assessed against you resulting from your failure to meet such deadlines.

If this Agreement is terminated before services are completed, you agree to pay all fees and expenses we incur through the effective date of termination.

Proprietary Information

You acknowledge that proprietary information, documents, materials, management techniques and other intellectual property are a material source of the services we perform and were developed prior to our association with you. Any new forms, software, documents or intellectual property we develop during this engagement for your use shall belong to us, and you shall have the limited right to use them solely within your business. All reports, templates, manuals, forms, checklists, questionnaires, letters, agreements and other documents which we make available to you are confidential and proprietary to us. Neither you, nor any of your agents, will copy, electronically store, reproduce or make available to anyone other than your personnel, any such documents. This provision will apply to all materials whether in digital, “hard copy” format or other medium.

Conflicts of Interest

If we, in our sole discretion, believe a conflict of interest has arisen affecting our ability to deliver services to you in accordance with either the ethical standards of our firm or the ethical standards of our profession, we may be required to terminate our services without issuing our work product.

Client Portals

We will utilize Sharefile, a collaborative, virtual workspace in a protected, online environment. Sharefile permits real-time collaboration across geographic boundaries and time zones and allows Keystone CPA, Inc. and you to share data, engagement information, knowledge, and deliverables in a protected environment. In order to use Sharefile, you may be required by its provider to execute a client agreement and agree to be bound by its terms, conditions and limitations of such agreement. You agree that we have no responsibility for the activities of Sharefile and agree to indemnify and hold us harmless with respect to any and all claims arising from your misuse of Sharefile.

Keystone CPA, Inc. is not a host for any of your information. You are responsible for maintaining your own copy of this information. We do not provide back-up services for any of your data or records, including information we provide to you. Portals are utilized solely as a method of transferring data and are not intended for the storage of your information. Information on a portal may be deleted by Keystone CPA, Inc.

If you decide to transmit your confidential information to us in a manner other than a secure portal, you accept responsibility for any and all unauthorized access to your confidential information. If you request that we transmit confidential information to you in a manner other than a secure portal, you agree that we are not responsible for any liability, including but not limited to, (a) any loss or damage of any nature, whether direct or indirect, that may arise as a result of our sending confidential information in a manner other than a secure portal, and (b) any damages arising as a result of any virus being passed on or with, or arising from any alteration of, any email or other unprotected electronic communication.

Consent for Recording and Transcription

Keystone CPA, Inc. routinely uses technology and AI-powered tools to record and transcribe video and audio calls with its clients. All private, one-on-one client communications are strictly confidential and used solely for internal purposes. These communications are not shared with outside parties without the client's explicit consent. By signing the Agreement, which includes these Terms and Conditions, you expressly consent to such recordings and transcriptions.

In addition, by signing the Agreement, which includes these Terms and Conditions, you expressly consent to the recording and transcription of group communications with Keystone CPA, Inc. that you attend.  Such group communications include, but are not limited to, Monthly Live Q&As, Webinars, Tax Insider Circle sessions, and other special events during which you may participate by making comments, submitting questions, or otherwise.  Such communications may be recorded by Keystone CPA, Inc. and shared for public replay.

Third-Party Service Providers or Subcontractors

We may use third-party service providers, subcontractors, commercially-available artificial intelligence, or software tools, some of which may utilize or offer artificial intelligence capabilities  (collectively, “external party” or “external parties”), to assist us where necessary to help provide professional services to you or support the needs of our firm. You consent to our use of external parties. Our firm remains responsible for exercising reasonable care in providing our services, and our services and work product will be subjected to our firm's customary quality control procedures.

We may provide your confidential information to external parties in support of our services. You consent to the disclosure of your confidential information to those external parties. We take reasonably prudent business care consistent with our professional standards to prevent the unauthorized release of your confidential information.

In certain circumstances, we may require a separate, written consent from you before your information is transmitted to an external party or parties.

Records Management

Record Retention and Ownership

We will return any original records and documents you provide to us. Our copies of your records and documents are solely for our documentation purposes and are not a substitute for your own record-keeping obligations under any applicable laws or regulations. You are responsible for maintaining complete and accurate books and records, which may include financial statements, schedules, tax returns and other deliverables provided to you by us. If we provide deliverables or other records to you via an information portal, you agree to promptly download such  information. Professional standards may preclude us from being the sole repository of your original data, records, or information. 

Workpapers and other items created by us to support the delivery of our services are our property and will remain in our control. We will consider requests for copies of workpapers and other items created by us in accordance with the AICPA Code of Professional Conduct. Our workpapers will be maintained by us in accordance with our firm’s record retention policy and any applicable legal and regulatory requirements. A copy of our record retention policy is available upon request.

Our firm destroys workpaper files after a period of seven years. Catastrophic events or physical deterioration may result in damage to or destruction of our firm’s records, causing the records to be unavailable before the expiration of the retention period, as stated in our record retention policy.

Working Paper Access Requests by Regulators and Others

State, federal and foreign regulators may request access to or copies of certain workpapers pursuant to applicable legal or regulatory requirements. Requests also may arise with respect to peer review, an ethics investigation, the sale of your organization, or the sale of our accounting practice. If requested, access to such workpapers will only be provided under the supervision of firm personnel. Regulators may request copies of selected workpapers to distribute the copies or information contained therein to others, including other governmental agencies.

If we receive such a request, we agree to inform you of it as soon as practicable unless we are prohibited from doing so by applicable laws or regulations. You may, within the time permitted for our firm to respond to any request, initiate such legal action as you deem appropriate, at your sole expense, to attempt to limit the disclosure of information. If you take no action within the time permitted for us to respond, or if your action does not result in a judicial order protecting us from supplying requested information, we may construe your inaction or failure as consent to comply with the request.

If we are not a party to the proceeding in which the information is sought, you agree to reimburse us for our professional time and expenses, as well as the fees and expenses of our legal counsel, incurred in responding to such requests.

Summons or Subpoenas

All information you provide to us in connection with this engagement will be maintained by us on a confidential basis.

If we receive a summons or subpoena which our legal counsel determines requires us to produce documents from this engagement or testify about this engagement, provided that we are not prohibited from doing so by applicable laws or regulations, we agree to inform you of such summons or subpoena as soon as practicable. You may, within the time permitted for our firm to respond to any request, initiate such legal action as you deem appropriate, at your sole expense, to attempt to limit discovery. If you take no action within the time permitted for us to respond, or if your action does not result in a judicial order protecting us from supplying requested information, we may construe your inaction or failure as consent to comply with the request.

If we are not a party to the proceeding in which the information is sought, you agree to reimburse us for our professional time and expenses, as well as the fees and expenses of our legal counsel, incurred in responding to such requests.

Confidentiality

As required by Rule 301 of the American Institute of Certified Public Accountants’ Code of Professional Conduct and the Gramm-Leach-Bliley Act, we protect the confidentiality of our clients and their customers. We do not disclose any nonpublic information obtained in the course of our practice except as permitted or required by law. In those cases, we stress the confidentiality of such information. In order to guard your nonpublic information, we maintain physical, electronic and procedural safeguards that comply with our professional standards.

In providing services to you, we may require information that is considered confidential and may include Personally Identifiable Information (PII), i.e. information that can be used to distinguish or trace an individual’s’ identity such as address, bank account and social security information. We will maintain all client information, including PII, on a confidential basis and have a duty to do so based on the standards promulgated by the American Institute of Certified Public Accountants as well as applicable laws and regulations. You assume the risk of loss if you provide us with information, including PII, which differs from the information we request in order to provide services to you in accordance with the Agreement.

Should we receive any request for the disclosure of privileged information from any third party, including a subpoena or IRS summons, we will notify you. In the event you direct us not to make the disclosure, you agree to hold us harmless from any expenses incurred in defending the privilege, including, by way of illustration only, our attorney's fees, court costs, outside adviser's costs, or penalties or fines imposed as a result of your asserting the privilege or your direction to us to assert the privilege.  In the event that we are requested or authorized by you, or are required by government regulation, subpoena, or other legal process to produce documents or personnel as witnesses with respect to this engagement, and provided that we are not a party to the legal proceedings, you shall reimburse us for our professional time and expenses incurred in responding to such requests.

Your confidentiality privilege can be inadvertently waived if you discuss the contents of any privileged communications with a third party, such as a lending institution, a friend, or a business associate.  We recommend that you contact us before releasing any privileged information to a third party.

Referrals

In the course of providing services to you, you may request referrals to products or professionals such as attorneys, brokers, or investment advisors. As a courtesy, we may identify professional(s) or product(s) for your consideration. However, you are responsible for evaluating, selecting, and retaining any professional or product and determining if the professional or product meets your needs. You agree that we will not oversee the activities of and have no responsibility for the work product of any professional or suitability of any product we refer to you or that you separately retain.

Limitations on Oral and Email Communications

We may discuss with you our views regarding the treatment of certain items or decisions you may encounter. We may also provide you with information in email. Any advice or information delivered orally or in an email (rather than through a memorandum delivered as an email attachment) will be based upon limited research and a limited discussion and analysis of the underlying facts. Additional research or a more complete review of the facts may affect our analysis and conclusions.

Due to these limitations and the related risks, it may not be appropriate to proceed with a decision solely on the basis of any oral or email communication from us. You accept all responsibility for any liability, including but not limited to additional tax, penalties or interest resulting from your decision (i) not to have us perform the research and analysis necessary to reach a more definitive conclusion and (ii) to instead rely on an oral or email communication. The limitation in this paragraph will not apply to an item of written advice that is a deliverable of a separate engagement. If you wish to engage us to provide formal advice on a matter on which we have communicated orally or by email, we will confirm this service in a separate agreement.

Brokerage, Investment Advisory or Digital Asset Statements

If you provide our firm with copies of brokerage, investment advisor, or digital asset statements, we will use the information solely for the purpose described in the Engagement Objective and Scope section of this Agreement. We will not monitor transactions, investment activity, provide investment advice, or supervise the actions of the entity or individuals entering into transactions or investment activities on your behalf.

Disclaimer of Legal and Investment Advice

Our services under this Agreement do not constitute investment advice unless specifically engaged in the Engagement Objective and Scope section of this Agreement. Our services under this Agreement do not constitute legal advice.

Electronic Data Communication and Storage

In the interest of facilitating our services to you, we may send data over the Internet, temporarily store electronic data via computer software applications hosted remotely on the Internet, or utilize cloud-based storage. Your confidential electronic data may be transmitted or stored using these methods. In using these data communication and storage methods, our firm employs measures designed to maintain data security. We use reasonable efforts to keep such communications and electronic data secure in accordance with our obligations under applicable laws, regulations, and professional standards.

You recognize and accept that we have no control over the unauthorized interception or breach of any communications or electronic data once it has been transmitted or if it has been subject to unauthorized access while stored, notwithstanding all reasonable security measures employed by us. You consent to our use of these electronic devices and applications during this engagement.

Marketing and Educational Communications

If we send you newsletters, updates, explanations of technical developments or similar communications, it is strictly for marketing or general educational purposes and should not be construed as professional advice on which you may rely. These communications, by themselves, do not create a contractual relationship between us and you, a binding obligation for us to provide services to you, nor a requirement on our part to monitor issues for you.

Federally Authorized Practitioner – Client Privilege

Internal Revenue Code §7525, Confidentiality Privileges Related to Taxpayer Communication, provides a limited confidentiality privilege applying to tax advice in taxpayer communications with federally authorized tax practitioners in certain limited situations.

This privilege is limited in several important respects. For example, the privilege may not apply to your records, state tax issues, state tax proceedings, private civil litigation proceedings, or criminal proceedings.

While we will cooperate with you with respect to the privilege, asserting the privilege is your responsibility. This privilege is limited in several important respects. For example, the privilege may not apply to your records, state tax issues, state tax proceedings, private civil litigation proceedings, or criminal proceedings.

Limitation of Liability

Keystone CPA, Inc.’s AND Keystone CPA, Inc.’S OWNERS, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS OR ASSIGNS (COLLECTIVELY “Keystone CPA, Inc. STAKEHOLDERS”) liability for all claims, damages, and costs arising from NEGLIGENT ACTS, ERRORS, OR OMISSIONS COMMITTED BY US in the PERFORMANCE OF this engagement is limited to the total amount of fees paid by you to Keystone CPA, Inc. for THE service GIVING RISE TO THIS LIABILITY. IF THERE ARE NO FEES CHARGED TO YOU BY Keystone CPA, Inc., Keystone CPA, Inc.’S LIABILITY FOR ALL CLAIMS, DAMAGES, AND COSTS ARISING FROM THIS ENGAGEMENT IS LIMITED TO $100.

Limitation of Damages

Notwithstanding anything to the contrary in this Agreement, Keystone CPA, Inc. AND Keystone CPA, Inc. STAKEHOLDERS AND AGENTS shall not be liable for any lost profits, indirect, special, incidental, punitive, consequential, OR SIMILAR damages, TO THE EXTENT SUCH DAMAGES MAY BE LAWFULLY LIMITED OR EXCLUDED, of any nature even if we have been advised by you of the possibility of such damages.

Indemnification of Keystone CPA, Inc.

You agree to indemnify, defend, and hold harmless Keystone CPA, Inc. and any Keystone CPA, Inc. Stakeholders with respect to any and all claims made by third parties arising from this engagement, regardless of the nature of the claim, and including the negligence of any party, excepting claims found to have arisen from the gross negligence or intentional acts of Keystone CPA, Inc..

Mediation

If a timely dispute arises out of or relates to this Agreement, including the scope of services contained herein, or the breach thereof, and if the dispute cannot be settled through negotiation, the parties agree first to try to settle the dispute by mediation administered by the American Arbitration Association (“AAA”) under the AAA Accounting and Related Services Arbitration Rules and Mediation Procedures before resorting to arbitration, litigation, or any other dispute resolution procedure. The mediator will be selected by mutual agreement of the parties. If the parties cannot agree on a mediator, a mediator shall be designated by the AAA. The mediation will be conducted in California.

 

The mediation will be treated as a settlement discussion and, therefore, all discussions during the mediation will be confidential. The mediator may not testify for either party in any later proceeding related to the dispute. No recording or transcript shall be made of the mediation proceedings. The costs of any mediation proceedings shall be shared equally by all parties. Any costs of legal representation shall be borne by the hiring party.

This provision shall not apply to any dispute of fees owed, billed or due.

Designation of Venue and Jurisdiction

In the event of a dispute that is not resolved at mediation, as required above, all disputes will be submitted to the Orange County Superior Court, or if federal claims are asserted, to the closest federal court to Fullerton, California. We also agree that the law of the State of California, except for laws governing the choice of law, shall govern all such disputes.

Timing for Disputes

You agree that any claim arising out of this Agreement shall be commenced within one year from the date our services conclude as outlined in the Timing of the Engagement section of the Agreement, regardless of any longer period of time for commencing such claim as may be set by law. A claim is understood to be a demand for money or services, the service of a suit, or the institution of arbitration proceedings against Keystone CPA, Inc.

Insurance

Keystone CPA, Inc. shall, during the term of the engagement and for three years after termination of same by either you or us, maintain in full force and effect, accountants professional liability and cyber liability insurance coverage from an insurer or insurers licensed to conduct business in the State of California.

Upon your written request, Keystone CPA, Inc. shall furnish certificates of insurance for the required insurance coverage. Such certificate of insurance shall indicate the minimum limits of liability per claim and in the aggregate, as required by you.

Independent Contractor

When providing services to your company, we will function as an independent contractor and in no event will we or any of our employees be an officer of you, nor will our relationship be that of joint venturers, partners, employer and employee, principal and agent, or any similar relationship giving rise to a fiduciary duty to you.

Our obligations under this Agreement are solely obligations of Keystone CPA, Inc., and no Keystone CPA, Inc. stakeholder shall be subjected to any personal liability whatsoever to you or any person or entity.

Severability

If any portion of this Agreement is deemed invalid or unenforceable, said finding shall not operate to invalidate the remainder of the terms set forth in this Agreement.

Survivability

The following sections of this Terms and Conditions Addendum shall survive termination of the Agreement: Limitation of Liability, Limitation of Damages, Indemnification, and Timing for Disputes.

Assignment, No Third Party Beneficiaries

All parties acknowledge and agree that the obligations and responsibilities of this Agreement cannot be assigned to any third party except as agreed to in writing. This Agreement has been entered into solely between you and Keystone CPA, Inc., and no third-party beneficiaries are created hereby.

Force Majeure

Neither party shall be held liable for any delays resulting from circumstances or causes beyond our reasonable control, including, without limitation, fire or other casualty, act of God, strike or labor dispute, war or other violence, epidemics or pandemics as defined by The Centers for Disease Control and Prevention, or any law, order or requirement of any governmental agency or authority. However, no Force Majeure event shall excuse you of any obligation to pay any outstanding invoice or fee or from any indemnification obligation under this Agreement.

Electronic Signatures and Counterparts

Each party hereto agrees that any electronic signature intended to replicate a written signature, shall be presumed valid, and we may reasonably rely upon it. For purposes hereof, “electronic signature” includes, but is not limited to, a scanned copy of a manual signature, an electronic copy of a manual signature affixed to a document, a signature incorporated into a document utilizing touchscreen capabilities, or a digital signature. Documents may be executed in one or more counterparts, each of which shall be considered an original instrument, but all of which shall be considered one and the same agreement.

Accounting Advice

Notwithstanding anything else in this Agreement, it is expressly agreed that to the extent Keystone CPA, Inc provides any form of accounting advice to the you, whether routine, incidental advice or advice specifically delineated within the engagement letter, the advice is solely for your benefit and is not to be relied upon by any other person or entity. As part of any disclosure of such advice, you must inform, in writing, all such person(s) or entity(ies) to whom the advice or information is disclosed that they may not rely upon Keystone CPA, Inc.’s advice without Keystone, CPA’s prior written consent. Any accounting advice reflects professional judgment based on existing authority available and the facts as stated. Subsequent developments could affect previously communicated advice. Unless specifically agreed upon, Keystone, CPA Inc. has no obligation to communicate relevant subsequent developments.

Tax Advice

Notwithstanding anything else in this Agreement, it is expressly agreed that to the extent Keystone CPA, Inc. provides any form of tax advice to you, whether routine, incidental advice or advice specifically delineated within the engagement letter, you may disclose to any and all persons, without limitation of any kind, the tax treatment and tax structure of any transaction that affects its taxes and all materials of any kind (including opinions and/or other tax analyses) that may be provided to you relating to such tax treatment and tax structure.  However, because Keystone CPA, Inc.’s advice is solely for your benefit and is not to be relied upon by any other person, as part of any such disclosure, you must inform all such persons to whom information is disclosed that they may not rely upon Keystone CPA’s advice without Keystone CPA’s prior written consent. Unless specifically agreed to the contrary, any tax advice rendered is not intended or written to be used, and cannot be used, for the purpose of avoiding penalties that may be imposed under the Internal Revenue Code or applicable state or local tax law provisions. Any tax advice reflects professional judgment based on existing authority available and the facts as stated. Subsequent developments could affect previously communicated advice. Unless specifically agreed upon, Keystone CPA has no obligation to communicate relevant subsequent developments.

Standard of Care

With respect to tax, accounting or any other advice which is outside the agreed upon scope of the engagement that Keystone CPA Inc. may perform during the course of the engagement, Keystone CPA Inc. shall perform those services in a manner consistent with that degree of skill and care ordinarily exercised by practicing professionals performing similar services under the same or similar circumstances and conditions. Keystone CPA Inc. makes no other representations, whether expressed or implied with respect to the services rendered hereunder.

Management Responsibilities

While Keystone CPA Inc. can provide assistance and recommendations, you are responsible for management decisions and functions, and for designating an individual with suitable skill, knowledge, or experience to oversee any services that Keystone CPA Inc. provides. You are responsible for evaluating the adequacy and results of the services performed and accepting responsibility for such services. You are ultimately responsible for establishing and maintaining internal controls, including monitoring ongoing activities.

Foreign Funds

If you have a financial interest in, or signature or other authority over bank accounts, securities, or other financial accounts having a value exceeding $10,000 in a foreign country, you are required to report such a relationship. Such filing requirements apply to taxpayers that have direct or indirect control over a foreign or domestic entity with foreign financial accounts, even if the taxpayer does not have a foreign account(s). For example, a corporate owned foreign account would require filings by the corporations and by the individual corporate officers with signature authority. If you fail to disclose the required information to the U.S. Department of Treasury, the failure to disclose may result in substantial civil and/or criminal penalties.

If you and/or your entity have a financial interest in any foreign accounts, you are required to electronically file the FinCEN Form 114 that is required by the U.S. Department of the Treasury. You are responsible for providing our firm with all the information necessary to prepare FinCEN Form 114.  If you do not provide our firm with information regarding any interest you may have in a foreign account, we will not be engaged to prepare or file the FinCEN Form 114 or any of the required disclosure statements.

Affordable Care Act

The Affordable Care Act (ACA) has added various new health insurance mandates, penalties and credits. You acknowledge and Keystone CPA Inc agrees, that we will rely solely on information provided by you to us for the specific returns identified above for the purposes of preparing your 2025 tax returns and have provided no advice regarding your eligibility for any credits, estimates of any payments or estimates of any penalties under the ACA, all of which would require a separate written engagement letter for those purposes.

Statute of Limitations

You agree that any claim arising out of this Agreement shall be commenced within one year of the delivery of the work product and/or deliverables to you, regardless of any longer period of time for commencing such claim as may be set by law. A claim is understood to be a demand for money or services, the service of a suit, or the institution of arbitration proceedings or litigation against Keystone CPA Inc..

Assignment

All parties acknowledge and agree that the terms and conditions of this Agreement shall be binding upon and inure to the parties’ successors and assigns, subject to applicable laws and regulations.

Potential Impact of COVID-19 on Services

We and you acknowledge that governmental authorities may restrict travel and/or the movement of citizens due to the COVID-19 pandemic. In addition, we and you may restrict personnel from travel and onsite work, whether at a client facility or our facility. Accordingly, to the extent that the services described in this Agreement requires or relies on personnel to travel and/or perform work onsite, we and you acknowledge and agree that the performance of such work may be delayed, significantly or indefinitely, or may require modification. We and you agree to provide the other with prompt written notice in the event any of the services described herein must be rescheduled, suspended, or modified. We and you also both acknowledge and agree that any delays or modifications may increase the cost of the services. We will obtain your prior written approval for any increase in the cost of our services that may result from the impact of COVID-19 on our services.

Third Party Beneficiaries

Nothing contained in this Agreement shall be construed to give any other person other than the parties to this Agreement any legal or equitable relief, remedy or claim under or with respect to this Agreement.

Entire Agreement

This Agreement, including this Terms and Conditions Addendum, represents the entire agreement of the parties and supersedes all previous oral, written or other understandings and agreements between the parties. Any modification to the terms of this Agreement must be made in writing and signed by both parties.